What is Katapult?

Katapult is the leader in the no credit required, lease to own space. Have bad credit? Don’t have credit history? Not an issue.

How do I use Katapult?

Before pre-approval - You can apply at any of our partner stores online or in-store. If approved, you will be provided with an available Katapult lease purchase agreement limit that can be used to lease to own a product.

After pre-approval - Select the Katapult button on the checkout page and enter a few pieces of information to verify your identity and payment information. Don’t worry, the application does not request checking account, employment verification, or personal references. Receive an instant decision. Review and submit your order and we process your system.How do I make my Katapult lease to own payments?

Your first lease to own payment is due at checkout. Then recurring lease to own payments are automatically charged to the card you provided at checkout. You can also make lease to own payments by logging into your Katapult account.

How do I make my Katapult lease to own payments?

Your first lease to own payment is due at checkout. Then recurring lease to own payments are automatically charged to the card you provided at checkout. You can also make lease to own payments by logging into your Katapult account.

Does Katapult perform a credit check?

No credit? Bad credit? No problem. We understand that things come up in life. We work with customers that have no credit, bad credit or a bankruptcy. “No credit required” does not mean nor imply.

Finance With Affirm

*Rates from 0% or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Quick & Easy Checkout

Checkout is simple. Just enter a few pieces of information for a real-time decision.

Frequently Asked Questions About Acima

Financing and Leasing Options With Acima

What is Acima?

Acima is an alternative way to shop for the name-brand items you want, at the stores you want, without paying cash or relying on credit. After completing an easy application process, you’ll receive an instant approval decision. If approved, begin a lease agreement that will allow you to get your merchandise right away for a low initial payment, then make rental payments until you obtain ownership.

Do I need a good credit score to use Acima?

While we may receive your consumer report and credit score, we look at multiple data points in order to make a final decision, and we regularly approve customers who have less than perfect credit history. All you need to do to get started is provide some personal information, banking account numbers, and meet some basic income requirements.

What do I need to apply?

  • Be 18 years old or older
  • Have an active checking account with at least $750 of income per month
  • Have at least three months of income history with your current source of income
  • Have a government-issued photo ID, and a social security number or Individual Taxpayer Identification Number (ITIN)

If you’ve got all those things, great! Fill out the application and we’ll let you know within seconds if you’re approved!

How much can I get approved for by Acima?

You can be approved for eligible items valued at $300 to $5,000.

See If You Qualify